Lease to Own a Home - Are You A Good Candidate?

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LeahCoss.ca Well, it's important to know that at the end of a lease contract, so, say, for example, you get a three year lease. At the end of that three years, you need to be able to qualify to buy that home. Otherwise, what's the point? You still need a mortgage. You're still having to go to a regular mortgage lender, whether that be a bank or a non bank. So, it's important to know that there's certain factors. If those factors that are holding you back from getting a home now, those factors are not going to change three years from now, you're still going to be encountering the same problem. So let me go through the five criteria that a lender looks at when you're looking to buy a home today because it's going to be the same criteria that they're looking for later on. And then, I'll go through which one of those criteria you can have missing right now that can get fixed so that in three year or two year's time, you can, in fact, buy your lease to own property. The five criteria that banks look at is, obviously, your income. They want to make sure you can pay the bills. They're also going to want to know what debts you have; so what's already cutting out from your income. They want to know about down payment. Where is that coming from? Is that your own money? Is that savings? Is that a loan because that's going to impact things as basically another debt. They're going to want to know about your credit, and then lastly they're going to want to know about the property. OK ...

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Easily Make ID Cards In-House!

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Weekly Address: Cutting the Deficit and Creating Jobs

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President Obama addresses the need to reduce the nation's deficit while creating jobs across the country and wishes Americans a happy Fourth of July.

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